This will be a very short post. Here is a list of Nifty50 returns during the last 14 years. 2012: +27.7% 2013: +6.8% 2014: +31.4% 2015: - 4.1% 2016: +3.0% 2017: +28.6% 2018: +3.2% 2019: +12.0% 2020: +14.9% 2021: +24.1%…
Read More Nifty Give +10.5% in 2025: 10th Consecutive Positive Year!
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of January-June 2026? The current or latest interest rate (2026) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (January – June 2026)?
There have been No Changes in the small savings scheme for the quarter of January-March 2026. PPF interest rates - No Change (remains at 7.10%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jan-Mar 2026
According to existing rules, the top-100 stocks by market capitalisation, i.e. market cap, are designated as large caps; the next 150 as mid caps, and those ranked 251 and onwards as small caps. But in view of the changing landscape…
Recently, SEBI vide a press release (link) has cautioned the Indian public regarding dealing with Unregistered Online Bond Platforms and their providers. As per SEBI's release, there has been a growing number of unregulated online platforms that allow investors to…
Read More SEBI Cautions regarding dealing with Unregistered Online Bond Platforms
Recently, SEBI vide a press release (link) has cautioned the Indian public regarding dealing in so-called ‘Digital Gold’. India offers regulated gold investment options like Gold ETFs from mutual funds, erstwhile SGBs (Sovereign Gold Bonds) , and gold derivatives on…
Read More SEBI Cautions regarding dealing in so-called ‘Digital Gold’
I was recently quoted in the Economic Times in an article titled "Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepayments" Here is the link to the online version of the article…
Read More Quoted (Economic Times) – Best time to prepay your home loan?
Vigilance Awareness Week 2025 is being observed from October 27th to November 2nd, 2025, with the theme: सतर्कता: हमारी साझा जिम्मेदारी (“Vigilance: Our Shared Responsibility”) As a step towards this initiative, you are encouraged to participate in the e-pledge initiative by visiting the…
Read More Vigilance Awareness Week 2025 (27-Oct to 2-Nov) – “Vigilance: Our Shared Responsibility”
In investing, there are very few things that carry the same allure as picking direct stocks. The potential for outsized market-beating returns, the satisfaction of picking winners, is no doubt tempting, potentially profitable, and glamourous. And the stories of small…
Read More Why Stock Picking Isn’t for Everyone – Economic Times Wealth (20-Oct-2025)
India's market regulator, the Securities and Exchange Board of India (SEBI), has introduced two major investor-protection measures to combat payment fraud and unauthorised intermediaries in the securities market. These initiatives, announced via a SEBI circular on June 11, 2025, and…
Read More SEBI Launches @Valid UPI Handles and ‘SEBI Check’ Tool for Investor Protection
There have been No Changes in the small savings scheme for the quarter of October-December 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Oct-Dec 2025
Equity offers high long-term returns but can be volatile in the short term. Debt is stable but lacks inflation-beating gains. If we leave out the ultra-aggressives and the ultra-conservatives, then for everyone else, a balanced mix of both is ideal.…
It has come to our attention that certain fraudulent individuals and groups may be misrepresenting themselves as affiliates of and/or as SEBI-Registered Investment Advisors and soliciting funds on the false promise of assured returns on their investments. They may be…
With the nod of the Securities and Exchange Board of India (SEBI) earlier this year, a new investment vehicle - Specialised Investment Fund (SIF) - is set to enter the market. Positioned as a middle ground between mutual funds and…
Read More SIF: Don’t rush into this PMS alternative – Economic Times Wealth (28-Jul-2025)
I have maintained that there is a need to relook at the way large/mid/small-cap stocks are classified. Currently, the Top-100 stocks by avg. marketcap during the last 6-month period qualify as Largecap stocks. The Top 100 is split as Nifty50…
Read More Need to Increase No. Large & Midcap Stocks by Widening Categorization? And How to Do it?
